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Products

Loan Programs

Guaranteed Close

STEADFAST EXCLUSIVE!
Guaranteed buying power - compete with confidence and win bidding wars by making a strong backed by our guarantee. It presents an advantage over our competitor's typical pre-qualification and pre-approval letters.

Jumbo

Jumbo loans include any financed amount greater than $694,600. Steadfast offers both fixed and adjustable rates with at least 10-20% down payment. Guidelines tend to be stricter, but we have various options for different client types. 

Buy Before You Sell

STEADFAST EXCLUSIVE! 
Allows you to buy your new home before you have sold, or even listed your old home. Puts you in a position to make a non-contingent offer on your new home. Even provides you the cash you need for the down payment on your new home. 

FHA

For clients with average or lower credit scores, FHA is typically the best route. One can put as little as 3.5% down payment on loan amounts up to $694,600. FHA offers both fixed and adjustable rates.

Conventional

The most common loan type are conventional loans, and they are perfect for clients with good credit scores. First time homebuyers can qualify for as little as 3% down, and other buyers can put 5% down or more. Loan amounts qualify up to $694,600 on both fixed or adjustable rates.

VA

Qualified veterans can enjoy 100% financing at attractive rates with a VA loan, with no Mortgage Insurance. Limits depend on the veteran's entitlement. 

  • HELOC - Steadfast does not offer Home Equity Lines of Credit, but we have many local resources to share.

  • We do not offer loans with a prepayment penalty.